diff --git a/lib/components/transaction/target_tick_dropdown.dart b/lib/components/transaction/target_tick_dropdown.dart
index f055a4b4..3c9b7a29 100644
--- a/lib/components/transaction/target_tick_dropdown.dart
+++ b/lib/components/transaction/target_tick_dropdown.dart
@@ -1,6 +1,8 @@
 import 'package:flutter/material.dart';
+import 'package:qubic_wallet/di.dart';
 import 'package:qubic_wallet/helpers/target_tick.dart';
 import 'package:qubic_wallet/l10n/l10n.dart';
+import 'package:qubic_wallet/stores/wallet_content_store.dart';
 import 'package:qubic_wallet/styles/text_styles.dart';
 import 'package:qubic_wallet/styles/themed_controls.dart';
 
@@ -19,16 +21,24 @@ class TargetTickDropdown extends StatelessWidget {
 
   List<DropdownMenuItem<TargetTickTypeEnum>> _getTickList(BuildContext context) {
     final l10n = l10nOf(context);
+    final walletContentStore = getIt<WalletContentStore>();
 
     return TargetTickTypeEnum.values.map((targetTickType) {
+      final String label;
+      switch (targetTickType) {
+        case TargetTickTypeEnum.manual:
+          label = l10n.sendItemLabelTargetTickManual;
+        case TargetTickTypeEnum.automatic:
+          // Show the offset actually being applied, e.g. "Automatic (+10)".
+          label = l10n.sendItemLabelTargetTickAutomaticDefault(
+              walletContentStore.defaultTickOffset);
+        default:
+          label = l10n.sendItemLabelTargetTickAutomatic(targetTickType.value);
+      }
+
       return DropdownMenuItem<TargetTickTypeEnum>(
         value: targetTickType,
-        child: Text(
-          targetTickType == TargetTickTypeEnum.manual
-              ? l10n.sendItemLabelTargetTickManual
-              : l10n.sendItemLabelTargetTickAutomatic(targetTickType.value),
-          style: TextStyles.inputBoxSmallStyle,
-        ),
+        child: Text(label, style: TextStyles.inputBoxSmallStyle),
       );
     }).toList();
   }
diff --git a/lib/config.dart b/lib/config.dart
index 84fe1d07..44a2f3e9 100644
--- a/lib/config.dart
+++ b/lib/config.dart
@@ -30,6 +30,7 @@ abstract class Config {
   // Wallet-app specific endpoints
   static const dapps = "/wallet-app/dapps/dapps.json";
   static dappLocale(String locale) => "/wallet-app/dapps/locales/$locale.json";
+  static const walletAppConfig = "/wallet-app/config.json";
 
   // General/ecosystem endpoints (shared across Qubic ecosystem)
   static const smartContracts = "/general/data/smart_contracts.json";
diff --git a/lib/helpers/target_tick.dart b/lib/helpers/target_tick.dart
index b306a47d..160a0198 100644
--- a/lib/helpers/target_tick.dart
+++ b/lib/helpers/target_tick.dart
@@ -1,4 +1,7 @@
 enum TargetTickTypeEnum {
+  /// Default selection: uses the remotely configured offset. Its own [value] is
+  /// a placeholder — always resolve it through `WalletContentStore.offsetFor`.
+  automatic(0),
   autoCurrentPlus5(5),
   autoCurrentPlus10(10),
   autoCurrentPlus20(20),
@@ -11,5 +14,3 @@ enum TargetTickTypeEnum {
   // A constructor for the enum
   const TargetTickTypeEnum(this.value);
 }
-
-TargetTickTypeEnum defaultTargetTickType = TargetTickTypeEnum.autoCurrentPlus5;
diff --git a/lib/l10n/app_de.arb b/lib/l10n/app_de.arb
index 8c0d299b..3a4977ad 100644
--- a/lib/l10n/app_de.arb
+++ b/lib/l10n/app_de.arb
@@ -337,7 +337,7 @@
     "transactionItemLabelConfirmedDate": "Zeitstempel",
     "transactionItemLabelDetails": "Transaktionsdetails",
     "sendItemLabelTargetTick": "Ziel-Tick",
-    "sendItemLabelTargetTickAutomatic": "Automatisch: Aktuell + {addingTicks}",
+    "sendItemLabelTargetTickAutomatic": "Aktuell + {addingTicks}",
     "@sendItemLabelTargetTickAutomatic": {
         "placeholders": {
             "addingTicks": {
@@ -345,6 +345,14 @@
             }
         }
     },
+    "sendItemLabelTargetTickAutomaticDefault": "Automatisch (+{addingTicks})",
+    "@sendItemLabelTargetTickAutomaticDefault": {
+        "placeholders": {
+            "addingTicks": {
+                "type": "int"
+            }
+        }
+    },
     "sendItemLabelTargetTickManual": "Manuelles Überschreiben",
     "sendItemLabelDetermineTargetTick": "Ziel-Tick bestimmen",
     "sendItemDialogErrorGeneralTitle": "Fehler beim Generieren der Transaktion.",
diff --git a/lib/l10n/app_en.arb b/lib/l10n/app_en.arb
index 51da1dae..fce10766 100644
--- a/lib/l10n/app_en.arb
+++ b/lib/l10n/app_en.arb
@@ -382,7 +382,7 @@
     "transactionItemLabelConfirmedDate": "Timestamp",
     "transactionItemLabelDetails": "Transaction Details",
     "sendItemLabelTargetTick": "Target Tick",
-    "sendItemLabelTargetTickAutomatic": "Automatically: Current + {addingTicks}",
+    "sendItemLabelTargetTickAutomatic": "Current + {addingTicks}",
     "@sendItemLabelTargetTickAutomatic": {
         "placeholders": {
             "addingTicks": {
@@ -390,6 +390,14 @@
             }
         }
     },
+    "sendItemLabelTargetTickAutomaticDefault": "Automatic (+{addingTicks})",
+    "@sendItemLabelTargetTickAutomaticDefault": {
+        "placeholders": {
+            "addingTicks": {
+                "type": "int"
+            }
+        }
+    },
     "sendItemLabelTargetTickManual": "Manual Override",
     "sendItemLabelDetermineTargetTick": "Determine Target Tick",
     "sendItemDialogErrorGeneralTitle": "Error while generating transaction",
diff --git a/lib/l10n/app_es.arb b/lib/l10n/app_es.arb
index 3f4ab895..8fce1ca8 100644
--- a/lib/l10n/app_es.arb
+++ b/lib/l10n/app_es.arb
@@ -336,7 +336,7 @@
     "transactionItemLabelConfirmedDate": "Fecha y hora",
     "transactionItemLabelDetails": "Detalles de la Transacción",
     "sendItemLabelTargetTick": "Tick de Ejecución",
-    "sendItemLabelTargetTickAutomatic": "Automáticamente: Actual + {addingTicks}",
+    "sendItemLabelTargetTickAutomatic": "Actual + {addingTicks}",
     "@sendItemLabelTargetTickAutomatic": {
         "placeholders": {
             "addingTicks": {
@@ -344,6 +344,14 @@
             }
         }
     },
+    "sendItemLabelTargetTickAutomaticDefault": "Automático (+{addingTicks})",
+    "@sendItemLabelTargetTickAutomaticDefault": {
+        "placeholders": {
+            "addingTicks": {
+                "type": "int"
+            }
+        }
+    },
     "sendItemLabelTargetTickManual": "Sobreescribir manualmente",
     "sendItemLabelDetermineTargetTick": "Determinar el Target de Ejecución",
     "sendItemDialogErrorGeneralTitle": "Error al generar la transacción",
diff --git a/lib/l10n/app_fr.arb b/lib/l10n/app_fr.arb
index 7458640d..3b4099c6 100644
--- a/lib/l10n/app_fr.arb
+++ b/lib/l10n/app_fr.arb
@@ -336,7 +336,7 @@
     "transactionItemLabelConfirmedDate": "Horodatage",
     "transactionItemLabelDetails": "Détails de la Transaction",
     "sendItemLabelTargetTick": "Tick Cible",
-    "sendItemLabelTargetTickAutomatic": "Automatiquement: Actuel + {addingTicks}",
+    "sendItemLabelTargetTickAutomatic": "Actuel + {addingTicks}",
     "@sendItemLabelTargetTickAutomatic": {
         "placeholders": {
             "addingTicks": {
@@ -344,6 +344,14 @@
             }
         }
     },
+    "sendItemLabelTargetTickAutomaticDefault": "Automatique (+{addingTicks})",
+    "@sendItemLabelTargetTickAutomaticDefault": {
+        "placeholders": {
+            "addingTicks": {
+                "type": "int"
+            }
+        }
+    },
     "sendItemLabelTargetTickManual": "Remplacement Manuel",
     "sendItemLabelDetermineTargetTick": "Déterminer le Tick Cible",
     "sendItemDialogErrorGeneralTitle": "Erreur lors de la génération de la transaction",
diff --git a/lib/l10n/app_ru.arb b/lib/l10n/app_ru.arb
index 91877b3e..7465dd73 100644
--- a/lib/l10n/app_ru.arb
+++ b/lib/l10n/app_ru.arb
@@ -336,7 +336,7 @@
     "transactionItemLabelConfirmedDate": "Метка времени",
     "transactionItemLabelDetails": "Детали транзакции",
     "sendItemLabelTargetTick": "На каком тике",
-    "sendItemLabelTargetTickAutomatic": "Автоматически: этот тик + {addingTicks}",
+    "sendItemLabelTargetTickAutomatic": "Текущий + {addingTicks}",
     "@sendItemLabelTargetTickAutomatic": {
         "placeholders": {
             "addingTicks": {
@@ -344,6 +344,14 @@
             }
         }
     },
+    "sendItemLabelTargetTickAutomaticDefault": "Автоматически (+{addingTicks})",
+    "@sendItemLabelTargetTickAutomaticDefault": {
+        "placeholders": {
+            "addingTicks": {
+                "type": "int"
+            }
+        }
+    },
     "sendItemLabelTargetTickManual": "Ручное управление",
     "sendItemLabelDetermineTargetTick": "Определите целевой тик",
     "sendItemDialogErrorGeneralTitle": "Ошибка при генерации транзакции",
diff --git a/lib/l10n/app_tr.arb b/lib/l10n/app_tr.arb
index 1aeb9ee4..64879971 100644
--- a/lib/l10n/app_tr.arb
+++ b/lib/l10n/app_tr.arb
@@ -337,7 +337,7 @@
     "transactionItemLabelConfirmedDate": "Zaman damgası",
     "transactionItemLabelDetails": "İşlem Detayları",
     "sendItemLabelTargetTick": "Hedef Tick",
-    "sendItemLabelTargetTickAutomatic": "Otomatik olarak: Mevcut + {addingTicks}",
+    "sendItemLabelTargetTickAutomatic": "Mevcut + {addingTicks}",
     "@sendItemLabelTargetTickAutomatic": {
         "placeholders": {
             "addingTicks": {
@@ -345,6 +345,14 @@
             }
         }
     },
+    "sendItemLabelTargetTickAutomaticDefault": "Otomatik (+{addingTicks})",
+    "@sendItemLabelTargetTickAutomaticDefault": {
+        "placeholders": {
+            "addingTicks": {
+                "type": "int"
+            }
+        }
+    },
     "sendItemLabelTargetTickManual": "Manuel Geçersiz Kılma",
     "sendItemLabelDetermineTargetTick": "Hedef Tick'i Belirle",
     "sendItemDialogErrorGeneralTitle": "Transfer oluşturulurken bir hata oluştu",
diff --git a/lib/l10n/app_vi.arb b/lib/l10n/app_vi.arb
index 383eebb0..524b9d59 100644
--- a/lib/l10n/app_vi.arb
+++ b/lib/l10n/app_vi.arb
@@ -376,7 +376,7 @@
     "transactionItemLabelConfirmedDate": "Dấu thời gian",
     "transactionItemLabelDetails": "Chi tiết giao dịch",
     "sendItemLabelTargetTick": "Tick mục tiêu",
-    "sendItemLabelTargetTickAutomatic": "Tự động: Hiện tại + {addingTicks}",
+    "sendItemLabelTargetTickAutomatic": "Hiện tại + {addingTicks}",
     "@sendItemLabelTargetTickAutomatic": {
         "placeholders": {
             "addingTicks": {
@@ -384,6 +384,14 @@
             }
         }
     },
+    "sendItemLabelTargetTickAutomaticDefault": "Tự động (+{addingTicks})",
+    "@sendItemLabelTargetTickAutomaticDefault": {
+        "placeholders": {
+            "addingTicks": {
+                "type": "int"
+            }
+        }
+    },
     "sendItemLabelTargetTickManual": "Ghi đè thủ công",
     "sendItemLabelDetermineTargetTick": "Xác định Tick mục tiêu",
     "sendItemDialogErrorGeneralTitle": "Lỗi khi tạo giao dịch",
diff --git a/lib/l10n/app_zh.arb b/lib/l10n/app_zh.arb
index b0e46f59..d249b32b 100644
--- a/lib/l10n/app_zh.arb
+++ b/lib/l10n/app_zh.arb
@@ -337,7 +337,7 @@
     "transactionItemLabelConfirmedDate": "时间戳",
     "transactionItemLabelDetails": "交易详情",
     "sendItemLabelTargetTick": "目标刻度",
-    "sendItemLabelTargetTickAutomatic": "自动：当前刻度 + {addingTicks}",
+    "sendItemLabelTargetTickAutomatic": "当前刻度 + {addingTicks}",
     "@sendItemLabelTargetTickAutomatic": {
         "placeholders": {
             "addingTicks": {
@@ -345,6 +345,14 @@
             }
         }
     },
+    "sendItemLabelTargetTickAutomaticDefault": "自动 (+{addingTicks})",
+    "@sendItemLabelTargetTickAutomaticDefault": {
+        "placeholders": {
+            "addingTicks": {
+                "type": "int"
+            }
+        }
+    },
     "sendItemLabelTargetTickManual": "手动调整",
     "sendItemLabelDetermineTargetTick": "确定目标刻度",
     "sendItemDialogErrorGeneralTitle": "生成交易时出现错误",
diff --git a/lib/main.dart b/lib/main.dart
index 6fd9c4e8..a8f0604b 100644
--- a/lib/main.dart
+++ b/lib/main.dart
@@ -95,6 +95,7 @@ class _WalletAppState extends State<WalletApp> with WidgetsBindingObserver {
     WidgetsBinding.instance.addPostFrameCallback((_) {
       getIt<RootJailbreakFlagStore>().showSecurityWarningIfNeeded();
       getIt<WalletContentStore>().loadDapps();
+      getIt<WalletContentStore>().loadConfig();
     });
   }
 
diff --git a/lib/models/wallet_app_config_model.dart b/lib/models/wallet_app_config_model.dart
new file mode 100644
index 00000000..0df72b2a
--- /dev/null
+++ b/lib/models/wallet_app_config_model.dart
@@ -0,0 +1,13 @@
+class WalletAppConfigResponse {
+  /// Offset added to the current tick when building a transaction's target
+  /// tick. Null when the key is absent.
+  final int? defaultTickOffset;
+
+  WalletAppConfigResponse({this.defaultTickOffset});
+
+  factory WalletAppConfigResponse.fromJson(Map<String, dynamic> json) {
+    return WalletAppConfigResponse(
+      defaultTickOffset: json['default_tick_offset'],
+    );
+  }
+}
diff --git a/lib/models/wallet_connect/wallet_connect_modals_controller.dart b/lib/models/wallet_connect/wallet_connect_modals_controller.dart
index bd35fb18..b4b63978 100644
--- a/lib/models/wallet_connect/wallet_connect_modals_controller.dart
+++ b/lib/models/wallet_connect/wallet_connect_modals_controller.dart
@@ -2,7 +2,6 @@ import 'package:flutter/material.dart';
 import 'package:qubic_wallet/components/wallet_connect/approve_wc_method_screen.dart';
 import 'package:qubic_wallet/di.dart';
 import 'package:qubic_wallet/helpers/global_snack_bar.dart';
-import 'package:qubic_wallet/helpers/target_tick.dart';
 import 'package:qubic_wallet/helpers/transaction_actions_helpers.dart';
 import 'package:qubic_wallet/l10n/l10n.dart';
 import 'package:qubic_wallet/models/wallet_connect.dart';
@@ -15,6 +14,7 @@ import 'package:qubic_wallet/models/wallet_connect/request_sign_message_event.da
 import 'package:qubic_wallet/models/wallet_connect/request_sign_message_result.dart';
 import 'package:qubic_wallet/models/wallet_connect/request_sign_transaction_result.dart';
 import 'package:qubic_wallet/resources/apis/live/qubic_live_api.dart';
+import 'package:qubic_wallet/stores/wallet_content_store.dart';
 import 'package:reown_walletkit/reown_walletkit.dart';
 
 // Provides a unified place to handle WalletConnect modals
@@ -183,7 +183,7 @@ class WalletConnectModalsController {
         }
         return tick;
       } else {
-        return latestTick + defaultTargetTickType.value;
+        return latestTick + getIt.get<WalletContentStore>().defaultTickOffset;
       }
     } catch (e) {
       throw JsonRpcError(
diff --git a/lib/pages/main/wallet_contents/release_transfer_rights.dart b/lib/pages/main/wallet_contents/release_transfer_rights.dart
index 7cff5f35..2672ab7d 100644
--- a/lib/pages/main/wallet_contents/release_transfer_rights.dart
+++ b/lib/pages/main/wallet_contents/release_transfer_rights.dart
@@ -23,6 +23,7 @@ import 'package:qubic_wallet/smart_contracts/release_transfer_rights_info.dart';
 import 'package:mobx/mobx.dart';
 import 'package:qubic_wallet/stores/application_store.dart';
 import 'package:qubic_wallet/stores/qubic_ecosystem_store.dart';
+import 'package:qubic_wallet/stores/wallet_content_store.dart';
 import 'package:qubic_wallet/styles/edge_insets.dart';
 import 'package:qubic_wallet/styles/input_decorations.dart';
 import 'package:qubic_wallet/styles/text_styles.dart';
@@ -48,6 +49,7 @@ class _ReleaseTransferRightsState extends State<ReleaseTransferRights> {
   final _formKey = GlobalKey<FormBuilderState>();
   final ApplicationStore appStore = getIt<ApplicationStore>();
   final QubicEcosystemStore ecosystemStore = getIt<QubicEcosystemStore>();
+  final WalletContentStore _walletContentStore = getIt<WalletContentStore>();
   final _liveApi = getIt<QubicLiveApi>();
   final TimedController _timedController = getIt<TimedController>();
   final GlobalSnackBar _globalSnackBar = getIt<GlobalSnackBar>();
@@ -58,7 +60,7 @@ class _ReleaseTransferRightsState extends State<ReleaseTransferRights> {
   );
 
   List<bool> expanded = [false];
-  TargetTickTypeEnum targetTickType = defaultTargetTickType;
+  TargetTickTypeEnum targetTickType = TargetTickTypeEnum.automatic;
 
   // Selected contract indices
   int? selectedSourceContractIndex;
@@ -684,7 +686,7 @@ class _ReleaseTransferRightsState extends State<ReleaseTransferRights> {
       } else {
         // fetch latest tick
         int latestTick = (await _liveApi.getCurrentTick()).tick;
-        targetTick = latestTick + targetTickType.value;
+        targetTick = latestTick + _walletContentStore.offsetFor(targetTickType);
       }
 
       // Get contract address and procedure number from ecosystem store
diff --git a/lib/pages/main/wallet_contents/send.dart b/lib/pages/main/wallet_contents/send.dart
index d54f47f0..36f866dd 100644
--- a/lib/pages/main/wallet_contents/send.dart
+++ b/lib/pages/main/wallet_contents/send.dart
@@ -21,6 +21,7 @@ import 'package:qubic_wallet/pages/main/wallet_contents/transfers/transactions_f
 import 'package:qubic_wallet/resources/apis/live/qubic_live_api.dart';
 import 'package:qubic_wallet/resources/qubic_cmd.dart';
 import 'package:qubic_wallet/stores/application_store.dart';
+import 'package:qubic_wallet/stores/wallet_content_store.dart';
 import 'package:qubic_wallet/styles/edge_insets.dart';
 import 'package:qubic_wallet/styles/input_decorations.dart';
 import 'package:qubic_wallet/styles/text_styles.dart';
@@ -45,8 +46,9 @@ class _SendState extends State<Send> {
   final QubicCmd qubicCmd = getIt<QubicCmd>();
   final TimedController _timedController = getIt<TimedController>();
   final GlobalSnackBar _globalSnackBar = getIt<GlobalSnackBar>();
+  final WalletContentStore _walletContentStore = getIt<WalletContentStore>();
   String? transferError;
-  TargetTickTypeEnum targetTickType = defaultTargetTickType;
+  TargetTickTypeEnum targetTickType = TargetTickTypeEnum.automatic;
 
   final NumberFormat formatter = NumberFormat.decimalPatternDigits(
     locale: 'en_us',
@@ -404,7 +406,7 @@ class _SendState extends State<Send> {
       } else {
         // fetch latest tick
         int latestTick = (await _liveApi.getCurrentTick()).tick;
-        targetTick = latestTick + targetTickType.value;
+        targetTick = latestTick + _walletContentStore.offsetFor(targetTickType);
       }
       if (!mounted) return;
       SignedTransaction? result = await sendTransactionDialog(
diff --git a/lib/pages/main/wallet_contents/transfer_asset.dart b/lib/pages/main/wallet_contents/transfer_asset.dart
index 2f67e3e0..3c86619e 100644
--- a/lib/pages/main/wallet_contents/transfer_asset.dart
+++ b/lib/pages/main/wallet_contents/transfer_asset.dart
@@ -24,6 +24,7 @@ import 'package:qubic_wallet/resources/qubic_cmd.dart';
 import 'package:qubic_wallet/smart_contracts/qx_info.dart';
 import 'package:qubic_wallet/stores/application_store.dart';
 import 'package:qubic_wallet/stores/qubic_ecosystem_store.dart';
+import 'package:qubic_wallet/stores/wallet_content_store.dart';
 import 'package:qubic_wallet/styles/edge_insets.dart';
 import 'package:qubic_wallet/styles/input_decorations.dart';
 import 'package:qubic_wallet/styles/text_styles.dart';
@@ -50,8 +51,9 @@ class _TransferAssetState extends State<TransferAsset> {
   final GlobalKey<_TransferAssetState> widgetKey = GlobalKey();
   final GlobalSnackBar _globalSnackBar = getIt<GlobalSnackBar>();
   final QubicEcosystemStore _ecosystemStore = getIt<QubicEcosystemStore>();
+  final WalletContentStore _walletContentStore = getIt<WalletContentStore>();
   String? transferError;
-  TargetTickTypeEnum targetTickType = defaultTargetTickType;
+  TargetTickTypeEnum targetTickType = TargetTickTypeEnum.automatic;
 
   final NumberFormat formatter = NumberFormat.decimalPatternDigits(
     locale: 'en_us',
@@ -494,7 +496,7 @@ class _TransferAssetState extends State<TransferAsset> {
       } else {
         // fetch latest tick
         int latestTick = (await _liveApi.getCurrentTick()).tick;
-        targetTick = latestTick + targetTickType.value;
+        targetTick = latestTick + _walletContentStore.offsetFor(targetTickType);
       }
       if (!mounted) return;
       var result = await sendAssetTransferTransactionDialog(
diff --git a/lib/resources/apis/static/qubic_static_api.dart b/lib/resources/apis/static/qubic_static_api.dart
index 40e7403e..4d21b6e0 100644
--- a/lib/resources/apis/static/qubic_static_api.dart
+++ b/lib/resources/apis/static/qubic_static_api.dart
@@ -5,6 +5,7 @@ import 'package:qubic_wallet/models/exchange_model.dart';
 import 'package:qubic_wallet/models/labeled_address_model.dart';
 import 'package:qubic_wallet/models/protocol_model.dart';
 import 'package:qubic_wallet/models/smart_contracts_response.dart';
+import 'package:qubic_wallet/models/wallet_app_config_model.dart';
 import 'package:qubic_wallet/services/dio_client.dart';
 
 class QubicStaticApi {
@@ -73,4 +74,13 @@ class QubicStaticApi {
       throw Exception('Failed to fetch protocol data');
     }
   }
+
+  Future<WalletAppConfigResponse> getWalletAppConfig() async {
+    try {
+      final response = await _dio.get(Config.walletAppConfig);
+      return WalletAppConfigResponse.fromJson(response.data);
+    } catch (error) {
+      throw Exception('Failed to fetch wallet app config');
+    }
+  }
 }
diff --git a/lib/stores/wallet_content_store.dart b/lib/stores/wallet_content_store.dart
index 71c20b28..6fad0fc0 100644
--- a/lib/stores/wallet_content_store.dart
+++ b/lib/stores/wallet_content_store.dart
@@ -7,6 +7,7 @@ import 'package:qubic_wallet/config.dart';
 import 'package:qubic_wallet/di.dart';
 import 'package:qubic_wallet/dtos/dapp_dto.dart';
 import 'package:qubic_wallet/helpers/app_logger.dart';
+import 'package:qubic_wallet/helpers/target_tick.dart';
 import 'package:qubic_wallet/l10n/l10n.dart';
 import 'package:qubic_wallet/resources/apis/static/qubic_static_api.dart';
 
@@ -42,6 +43,27 @@ abstract class WalletContentStoreBase with Store {
   @observable
   bool isLoading = false;
 
+  /// Raw `default_tick_offset` from the wallet-app config — null until loaded or
+  /// if absent. Deliberately NOT `@observable`: it is read imperatively in screen
+  /// `initState`, so no MobX reactivity (and no build_runner regen) is required.
+  int? remoteDefaultTickOffset;
+
+  /// Effective default tick offset for new transactions: the remote value when
+  /// present and valid (>= 1), otherwise the historical +5 fallback.
+  int get defaultTickOffset =>
+      (remoteDefaultTickOffset != null && remoteDefaultTickOffset! >= 1)
+          ? remoteDefaultTickOffset!
+          : TargetTickTypeEnum.autoCurrentPlus5.value;
+
+  /// Tick offset a dropdown selection resolves to.
+  ///
+  /// [TargetTickTypeEnum.automatic] uses the remotely configured
+  /// [defaultTickOffset] — the same value the WalletConnect path applies — so a
+  /// single config value produces the same target tick everywhere. Every other
+  /// preset uses its own fixed value.
+  int offsetFor(TargetTickTypeEnum type) =>
+      type == TargetTickTypeEnum.automatic ? defaultTickOffset : type.value;
+
   /// Cached app version for version constraint checks
   Version? _appVersion;
 
@@ -148,4 +170,18 @@ abstract class WalletContentStoreBase with Store {
       isLoading = false;
     }
   }
+
+  /// Loads wallet-app runtime configuration. Not a MobX `@action`: it only
+  /// writes a non-observable field, so no reactivity or codegen is involved.
+  /// Failures are swallowed — callers fall back to compiled defaults.
+  Future<void> loadConfig() async {
+    try {
+      final response = await _staticApi.getWalletAppConfig();
+      remoteDefaultTickOffset = response.defaultTickOffset;
+      appLogger.i(
+          "Successfully loaded wallet app config (default_tick_offset: ${response.defaultTickOffset})");
+    } catch (e) {
+      appLogger.e("Failed to load wallet app config: ${e.toString()}");
+    }
+  }
 }
diff --git a/test/stores/application_store_set_assets_test.dart b/test/stores/application_store_set_assets_test.dart
new file mode 100644
index 00000000..de0e9ffa
--- /dev/null
+++ b/test/stores/application_store_set_assets_test.dart
@@ -0,0 +1,111 @@
+import 'package:flutter_test/flutter_test.dart';
+import 'package:mobx/mobx.dart';
+import 'package:qubic_wallet/models/qubic_asset.dart';
+import 'package:qubic_wallet/models/qubic_list_vm.dart';
+import 'package:qubic_wallet/stores/application_store.dart';
+
+const accountId =
+    'OWNERAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA';
+const issuerId = 'ISSUERAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA';
+
+QubicAsset buildAsset(String name, int units, {int tick = 100}) {
+  return QubicAsset(
+    ownerIdentity: accountId,
+    managingContractIndex: 1,
+    numberOfUnits: units,
+    issuedAsset: IssuedAsset(issuerIdentity: issuerId, name: name),
+    info: AssetInfo(tick: tick),
+  );
+}
+
+ApplicationStore buildStoreWithAssets(List<QubicAsset> assets) {
+  final store = ApplicationStore();
+  final account = QubicListVm(accountId, 'Test account', 0, 0, null, false);
+  account.setAssets(assets);
+  store.currentQubicIDs = ObservableList.of([account]);
+  return store;
+}
+
+void main() {
+  group('ApplicationStore.setAssets change detection', () {
+    test(
+        'flags an account whose asset vanished while another remains, '
+        'reporting the vanished asset with zero units', () {
+      final store =
+          buildStoreWithAssets([buildAsset('QX', 5), buildAsset('CFB', 3)]);
+
+      // QX was sold entirely; CFB is still held, unchanged.
+      final changed = store.setAssets([buildAsset('CFB', 3)]);
+
+      expect(changed, contains(accountId));
+      expect(changed[accountId], hasLength(1));
+      expect(changed[accountId]!.single.issuedAsset.name, 'QX');
+      expect(changed[accountId]!.single.numberOfUnits, 0);
+
+      final remaining = store.currentQubicIDs.first.assets.values;
+      expect(remaining, hasLength(1));
+      expect(remaining.single.issuedAsset.name, 'CFB');
+    });
+
+    test(
+        'flags a sold-to-zero account, reporting every vanished asset '
+        'with zero units', () {
+      final store =
+          buildStoreWithAssets([buildAsset('QX', 5), buildAsset('CFB', 3)]);
+
+      final changed = store.setAssets([]);
+
+      expect(changed, contains(accountId));
+      final reportedNames =
+          changed[accountId]!.map((a) => a.issuedAsset.name).toSet();
+      expect(reportedNames, {'QX', 'CFB'});
+      expect(changed[accountId]!.every((a) => a.numberOfUnits == 0), isTrue);
+      expect(store.currentQubicIDs.first.assets, isEmpty);
+    });
+
+    test('reports a unit change with the new amount', () {
+      final store = buildStoreWithAssets([buildAsset('QX', 5)]);
+
+      final changed = store.setAssets([buildAsset('QX', 2)]);
+
+      expect(changed, contains(accountId));
+      expect(changed[accountId]!.single.issuedAsset.name, 'QX');
+      expect(changed[accountId]!.single.numberOfUnits, 2);
+    });
+
+    test('flags nothing when the fetched assets are unchanged', () {
+      final store =
+          buildStoreWithAssets([buildAsset('QX', 5), buildAsset('CFB', 3)]);
+
+      final changed =
+          store.setAssets([buildAsset('QX', 5), buildAsset('CFB', 3)]);
+
+      expect(changed, isEmpty);
+    });
+
+    test(
+        'dedupes duplicate fetched records by highest tick, so a stale '
+        'duplicate cannot mask a real change', () {
+      final store = buildStoreWithAssets([buildAsset('QX', 5)]);
+
+      // The aggregation endpoint can return the same position twice; the
+      // stale record (same units as before) arrives first.
+      final changed = store.setAssets([
+        buildAsset('QX', 5, tick: 90),
+        buildAsset('QX', 2, tick: 100),
+      ]);
+
+      expect(changed, contains(accountId));
+      expect(changed[accountId]!.single.numberOfUnits, 2);
+      expect(store.currentQubicIDs.first.assets.values.single.numberOfUnits, 2);
+    });
+
+    test('flags nothing for an account that never had assets', () {
+      final store = buildStoreWithAssets([]);
+
+      final changed = store.setAssets([]);
+
+      expect(changed, isEmpty);
+    });
+  });
+}