[Payment due @situchan] Hide ACH if report is non reimbursable

[s77rt]

Explanation of Change

Hide ACH if report is non reimbursable. The only option that should be shown for such a case is to mark the report as paid (given that policy has payments enabled).

This PR reverts some changes from #83329 mainly the part where users where allowed to choose ACH option then they get a modal when they try to pay with ACH. Now the ACH option is no longer an option.

Fixed Issues

$ https://github.com/Expensify/Expensify/issues/622532
PROPOSAL:

Tests

• Have a policy with payments enabled

1. Create a report
2. Add only non-reimbursable expenses
3. Verify (as admin) that you see the option to mark the report as paid

Screen.Recording.2026-04-10.at.2.34.58.AM.mov

• Verify that no errors appear in the JS console

Offline tests

Same as Tests

QA Steps

Same as Tests

• Verify that no errors appear in the JS console

PR Author Checklist

• I linked the correct issue in the ### Fixed Issues section above
• I wrote clear testing steps that cover the changes made in this PR
  • I added steps for local testing in the Tests section
  • I added steps for the expected offline behavior in the Offline steps section
  • I added steps for Staging and/or Production testing in the QA steps section
  • I added steps to cover failure scenarios (i.e. verify an input displays the correct error message if the entered data is not correct)
  • I turned off my network connection and tested it while offline to ensure it matches the expected behavior (i.e. verify the default avatar icon is displayed if app is offline)
  • I tested this PR with a High Traffic account against the staging or production API to ensure there are no regressions (e.g. long loading states that impact usability).
• I included screenshots or videos for tests on all platforms
• I ran the tests on all platforms & verified they passed on:
  • Android: Native
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  • I verified that any callback methods that were added or modified are named for what the method does and never what callback they handle (i.e. toggleReport and not onIconClick)
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Screenshots/Videos

Android: Native

Android: mWeb Chrome

iOS: Native

iOS: mWeb Safari

MacOS: Chrome / Safari

[melvin-bot]

Hey, I noticed you changed src/languages/en.ts in a PR from a fork. For security reasons, translations are not generated automatically for PRs from forks.

If you want to automatically generate translations for other locales, an Expensify employee will have to:

1. Look at the code and make sure there are no malicious changes.
2. Run the Generate static translations GitHub workflow. If you have write access and the K2 extension, you can simply click: [this button]

Alternatively, if you are an external contributor, you can run the translation script locally with your own OpenAI API key. To learn more, try running:

npx ts-node ./scripts/generateTranslations.ts --help

Typically, you'd want to translate only what you changed by running npx ts-node ./scripts/generateTranslations.ts --compare-ref main

[melvin-bot]

@linhvovan29546 Please copy/paste the Reviewer Checklist from here into a new comment on this PR and complete it. If you have the K2 extension, you can simply click: [this button]

[codecov]

Codecov Report

❌ Looks like you've decreased code coverage for some files. Please write tests to increase, or at least maintain, the existing level of code coverage. See our documentation here for how to interpret this table.

Files with missing lines	Coverage Δ
...c/components/Modal/Global/HoldMenuModalWrapper.tsx	0.00% <ø> (ø)
...equestReportView/MoneyRequestReportActionsList.tsx	59.45% <ø> (ø)
src/components/ProcessMoneyReportHoldMenu.tsx	0.00% <ø> (ø)
...ReportPreview/MoneyRequestReportPreviewContent.tsx	63.34% <ø> (-0.15%)	⬇️
...RequestReportPreview/ReportPreviewActionButton.tsx	100.00% <ø> (ø)
src/components/Search/SearchBulkActionsButton.tsx	2.85% <ø> (+0.29%)	⬆️
src/hooks/useHoldMenuSubmit.ts	0.00% <ø> (ø)
src/hooks/useSearchBulkActions.ts	41.28% <ø> (+0.35%)	⬆️
src/hooks/useSelectionModeReportActions.ts	82.10% <100.00%> (ø)
src/libs/MoneyRequestReportUtils.ts	77.94% <ø> (ø)
... and 6 more
... and 68 files with indirect coverage changes

[situchan]

Ah the decision was changed so quickly 😅

[situchan]

Can we show "Mark as paid" directly instead of 2 steps - "Pay $x.xx" > "Mark $x.xx as paid"?

Screen.Recording.2026-04-10.at.8.48.12.AM.mov

Repro step:

1. Create 2+ non-reimbursable expenses in one report
2. Go to expense report page (super wide RHP)
3. Select all expenses
4. Open "x selected" menu

[situchan]

Above suggestion is product change so maybe out of scope.

[situchan]

Reviewer Checklist

• I have verified the author checklist is complete (all boxes are checked off).
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  • I verified the steps cover any possible failure scenarios (i.e. verify an input displays the correct error message if the entered data is not correct)
  • I turned off my network connection and tested it while offline to ensure it matches the expected behavior (i.e. verify the default avatar icon is displayed if app is offline)
• I checked that screenshots or videos are included for tests on all platforms
• I included screenshots or videos for tests on all platforms
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  • iOS: HybridApp
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  • I verified that any callback methods that were added or modified are named for what the method does and never what callback they handle (i.e. toggleReport and not onIconClick).
  • I verified that comments were added to code that is not self explanatory
  • I verified that any new or modified comments were clear, correct English, and explained "why" the code was doing something instead of only explaining "what" the code was doing.
  • I verified any copy / text shown in the product is localized by adding it to src/languages/* files and using the translation method
  • I verified all numbers, amounts, dates and phone numbers shown in the product are using the localization methods
  • I verified any copy / text that was added to the app is grammatically correct in English. It adheres to proper capitalization guidelines (note: only the first word of header/labels should be capitalized), and is either coming verbatim from figma or has been approved by marketing (in order to get marketing approval, ask the Bug Zero team member to add the Waiting for copy label to the issue)
  • I verified proper file naming conventions were followed for any new files or renamed files. All non-platform specific files are named after what they export and are not named "index.js". All platform-specific files are named for the platform the code supports as outlined in the README.
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• If a new page is added, I verified it's using the ScrollView component to make it scrollable when more elements are added to the page.
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Screenshots/Videos

Android: HybridApp

android.mp4

Android: mWeb Chrome

iOS: HybridApp

ios.mov

iOS: mWeb Safari

Screen.Recording.2026-04-11.at.2.12.03.AM.mov

MacOS: Chrome / Safari

web.mov

[situchan]

Let's just fix $0.00 from "Pay $0.00", "Mark $0.00 as paid" since it's confusing

[trjExpensify]

I agree with #87552 (comment) btw, "Pay $0.00" is weird.

[trjExpensify]

@joekaufmanexpensify do you want to do the product review on this?

[joekaufmanexpensify]

Sure

[github-actions]

🚧 @joekaufmanexpensify has triggered a test Expensify/App build. You can view the workflow run here.

[github-actions]

🧪🧪 Use the links below to test this adhoc build on Android, iOS, and Web. Happy testing! 🧪🧪
Built from App PR #87552.

Android 🤖	iOS 🍎
⏩ SKIPPED ⏩	⏩ SKIPPED ⏩
The build for Android was skipped	The build for iOS was skipped

Web 🕸️
https://87552.pr-testing.expensify.com

---

👀 View the workflow run that generated this build 👀

[joekaufmanexpensify]

I am also good with Mark as paid here, the $0 is confusing.

[joekaufmanexpensify]

One thing I noticed. We aren't showing these as reports that have to be paid in the Pay queue, which is good. However, we are still pinning their chats in the inbox. I feel like we shouldn't do that. I expect many won't ever pay these. WDYT? If we agree, could we address that easily here too @s77rt ?

2026-04-10_16-00-17.mp4

[situchan]

Can we create separate issue and PR for that? LHN badge/pinned issue has different root cause and out of scope for this PR which already became large enough.

[melvin-bot]

🎯 @situchan, thanks for reviewing and testing this PR! 🎉

A payment issue will be created for your review once this PR is deployed to production.
E/E issue linked to the PR - https://www.github.com/Expensify/Expensify/issues/622532.

If payment is not needed (e.g., regression PR review fix etc), react with 👎 to this comment to prevent the payment issue from being created.