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2 changes: 1 addition & 1 deletion documentation/api/file-serving/index.md
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Expand Up @@ -83,4 +83,4 @@ Documentation served from github can be found on the [HMDA Frontend github repos

## S3 File Service

All other files are accessed through direct links to the HMDA Platform's public S3 bucket. These S3 links are all prefixed with: `https://files.ffiec.cfpb.gov/`.
All other files are accessed through direct links to the HMDA Platform's public S3 bucket. These S3 links are all prefixed with: `https://s3.amazonaws.com/cfpb-hmda-public/prod`.
4 changes: 2 additions & 2 deletions documentation/faq/data-collection-timelines.md
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Expand Up @@ -28,9 +28,9 @@ The collection window of HMDA Data submission and resubmission is a three year p

| HMDA Filing Instructions Guides (FIG) |
|:---:|
| <a target="_blank" rel="noopener noreferrer" href="https://files.ffiec.cfpb.gov/documentation/2018-hmda-fig-2018-hmda-rule.pdf">2018</a> \| <a target="_blank" rel="noopener noreferrer" href="https://files.ffiec.cfpb.gov/documentation/2019-hmda-fig.pdf">2019</a> \| <a target="_blank" rel="noopener noreferrer" href="https://files.ffiec.cfpb.gov/documentation/2020-hmda-fig.pdf">2020</a> \| <a target="_blank" rel="noopener noreferrer" href="/documentation/fig/2021/overview">2021</a> \| <a target="_blank" rel="noopener noreferrer" href="/documentation/fig/2022/overview">2022</a> \| <a target="_blank" rel="noopener noreferrer" href="/documentation/fig/2023/overview">2023</a> \| <a target="_blank" rel="noopener noreferrer" href="/documentation/fig/2024/overview">2024</a> \| <a target="_blank" rel="noopener noreferrer" href="/documentation/fig/2025/overview">2025</a> \| <a target="_blank" rel="noopener noreferrer" href="/documentation/fig/2026/overview">2026</a>
| <a target="_blank" rel="noopener noreferrer" href="https://s3.amazonaws.com/cfpb-hmda-public/prod/help/2018-hmda-fig-2018-hmda-rule.pdf">2018</a> \| <a target="_blank" rel="noopener noreferrer" href="https://s3.amazonaws.com/cfpb-hmda-public/prod/help/2019-hmda-fig.pdf">2019</a> \| <a target="_blank" rel="noopener noreferrer" href="https://s3.amazonaws.com/cfpb-hmda-public/prod/help/2020-hmda-fig.pdf">2020</a> \| <a target="_blank" rel="noopener noreferrer" href="/documentation/fig/2021/overview">2021</a> \| <a target="_blank" rel="noopener noreferrer" href="/documentation/fig/2022/overview">2022</a> \| <a target="_blank" rel="noopener noreferrer" href="/documentation/fig/2023/overview">2023</a> \| <a target="_blank" rel="noopener noreferrer" href="/documentation/fig/2024/overview">2024</a> \| <a target="_blank" rel="noopener noreferrer" href="/documentation/fig/2025/overview">2025</a> \| <a target="_blank" rel="noopener noreferrer" href="/documentation/fig/2026/overview">2026</a>

**Note**: The 2018 FIG link in the table is the updated FIG released on October 11, 2018 for data collected in 2018 incorporating the 2018 HMDA rule. The <a target="_blank" rel="noopener noreferrer" href="https://files.ffiec.cfpb.gov/documentation/2018-hmda-fig.pdf">previous 2018 FIG</a> released before the ruling is also available. Data collection for 2018 is closed.
**Note**: The 2018 FIG link in the table is the updated FIG released on October 11, 2018 for data collected in 2018 incorporating the 2018 HMDA rule. The <a target="_blank" rel="noopener noreferrer" href="https://s3.amazonaws.com/cfpb-hmda-public/prod/help/2018-hmda-fig.pdf">previous 2018 FIG</a> released before the ruling is also available. Data collection for 2018 is closed.

The Filing Instructions Guide is available to filers in an online format that is searchable, linkable, and shareable. Access the [2025 Online FIG](/documentation/fig/2025/overview).

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6 changes: 3 additions & 3 deletions documentation/faq/identifiers-faq.md
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Expand Up @@ -18,8 +18,8 @@ Respondent ID is for 2017 and prior is one of the following: OCC charter number,
### How can I map institution identifiers from 2017 to 2018?
The _ARID2017 to LEI Reference Table_ provides a mapping of 2017 Agency Code and Respondent IDs (ARID2017) to their current institution identifiers (LEI). This table is available on the <a href="https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/">Snapshot National Loan Level Dataset</a> page, with direct links to each available table format provided below.

- <a download href="https://files.ffiec.cfpb.gov/static-data/snapshot/2017/arid2017tolei/arid2017_to_lei_xref_csv.zip">ARID2017 to LEI Reference Table (CSV)</a>
- <a download href="https://files.ffiec.cfpb.gov/static-data/snapshot/2017/arid2017tolei/arid2017_to_lei_xref_psv.zip">ARID2017 to LEI Reference Table (Pipe Delimited)</a>
- <a download href="https://s3.amazonaws.com/cfpb-hmda-public/prod/snapshot-data/arid2017tolei/arid2017_to_lei_xref_csv.zip">ARID2017 to LEI Reference Table (CSV)</a>
- <a download href="https://s3.amazonaws.com/cfpb-hmda-public/prod/snapshot-data/arid2017tolei/arid2017_to_lei_xref_psv.zip">ARID2017 to LEI Reference Table (Pipe Delimited)</a>

## Institution Name Changes

Expand All @@ -37,7 +37,7 @@ An institution’s Agency Code can change from year to year. These changes are d
## Institution Respondent ID Changes

### Do respondent IDs change with agency code changes?
Changes to an institutions Agency Code may result in changes to that institutions Respondent ID, especially in the case of depository institutions. Please see the <a target="_blank" rel="noopener noreferrer" href="https://files.ffiec.cfpb.gov/documentation/2017-hmda-fig.pdf#page=14">2017 HMDA FIG Table 1</a> for a breakout of how Respondent ID is derived based on Agency Code.
Changes to an institutions Agency Code may result in changes to that institutions Respondent ID, especially in the case of depository institutions. Please see the <a target="_blank" rel="noopener noreferrer" href="https://s3.amazonaws.com/cfpb-hmda-public/prod/help/2017-hmda-fig.pdf#page=14">2017 HMDA FIG Table 1</a> for a breakout of how Respondent ID is derived based on Agency Code.

### How do I distinguish between a depository and a non-depository institution?
In order to distinguish between depository and non-depository institutions in the HMDA data, refer to the <a target="_blank" rel="noopener noreferrer" href="https://ffiec.cfpb.gov/documentation/publications/loan-level-datasets/panel-data-fields">HMDA Panel</a> data field <a target="_blank" rel="noopener noreferrer" href="https://ffiec.cfpb.gov/documentation/publications/loan-level-datasets/panel-data-fields#other_lender_code">Other Lender Code</a>. Depository institutions all have Code 0 as their Other Lender Code. The remaining codes are all for non-depository institutions.
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Expand Up @@ -27,7 +27,7 @@ A discussion of the data available in the Modified LAR text files. Includes info
A quick reference guide containing the valid codes by field, intended for use during analysis

- <ExternalLink
url="https://files.ffiec.cfpb.gov/documentation/2018-public-LAR-code-sheet.pdf"
url="https://s3.amazonaws.com/cfpb-hmda-public/prod/help/2018-public-LAR-code-sheet.pdf"
text="Code Sheet"
displayFileInfo={true}
/>
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Expand Up @@ -4,7 +4,7 @@

Modified LAR is the public-facing set of the Loan Application Register (LAR) data in which 27 fields have been redacted for privacy reasons. In addition, 6 fields have been modified for privacy. Two fields have been added indicating whether the age of the applicant or co-applicant is greater than 62 have been added. Please refer to the [schemas](https://github.com/cfpb/HMDA_Data_Science_Kit/tree/master/documentation_resources/schemas/mlar/schemas/), or [Regulation C](https://www.consumerfinance.gov/policy-compliance/rulemaking/regulations/1003/) for further details on Modified LAR disclosure.

*Note concerning schemas*: Blanks are when a data field contains no entry. Blanks are valid enumerations for some data fields, for more information see the [Filing Instruction Guide](https://files.ffiec.cfpb.gov/documentation/2018-hmda-fig-2018-hmda-rule.pdf)
*Note concerning schemas*: Blanks are when a data field contains no entry. Blanks are valid enumerations for some data fields, for more information see the [Filing Instruction Guide](https://s3.amazonaws.com/cfpb-hmda-public/prod/help/2018-hmda-fig-2018-hmda-rule.pdf)

### Fields Redacted in the 2018 Modified LAR Data Release for Privacy
1. `Universal Loan Identifier (ULI) or Non Universal Loan Identifier (NULI)`
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2 changes: 1 addition & 1 deletion documentation/tools/lar-formatting/lar-formatting.md
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Expand Up @@ -21,7 +21,7 @@
- Quick Start Guide
- Additional Resources
- The FFIEC and HUD have published resources for financial institutions required to file HMDA data on the Help for Filers section of the HMDA Homepage located at http://www.ffiec.cfpb.gov/.
- Information regarding valid values and data format can be found in Section 3.4 of the Filing Instructions Guide for HMDA data collected in or after 2018 located at https://files.ffiec.cfpb.gov/documentation/2019-hmda-fig.pdf.
- Information regarding valid values and data format can be found in Section 3.4 of the Filing Instructions Guide for HMDA data collected in or after 2018 located at https://s3.amazonaws.com/cfpb-hmda-public/prod/help/2019-hmda-fig.pdf.

b. The **Data Worksheet** is where the data is entered under the appropriate headings in **row 4**.
- Certain cells in the Data Worksheet provide information regarding what data to enter. Prompts will appear when you select a cell.
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4 changes: 2 additions & 2 deletions documentation/tools/rate-spread.md
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Expand Up @@ -8,8 +8,8 @@ sidebar_position: 2

<p>The Average Prime Offer Rates (APOR) Tables are updated weekly:</p>

* <a href="https://files.ffiec.cfpb.gov/apor/YieldTableFixed.txt">APOR Fixed Rates Table</a>
* <a href="https://files.ffiec.cfpb.gov/apor/YieldTableAdjustable.txt">APOR Adjustable Rates Table</a>
* <a href="https://s3.amazonaws.com/cfpb-hmda-public/prod/apor/YieldTableFixed.txt">APOR Fixed Rates Table</a>
* <a href="https://s3.amazonaws.com/cfpb-hmda-public/prod/apor/YieldTableAdjustable.txt">APOR Adjustable Rates Table</a>

<p>This calculator provides rate spreads for HMDA reportable loans with a final action date on or after January 1st, 2018.</p>

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2 changes: 1 addition & 1 deletion fig_versioned_docs/version-2021/overview.mdx
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Expand Up @@ -212,7 +212,7 @@ Example: If the data covers calendar year 2021, enter 2021.

Code 4—Annual submissions for covered loans and applications with respect to which final action was taken from January 1 (01/01) and December 31 (12/31)

a. Codes for individual calendar quarters (1-3) are used only by financial institutions required to report HMDA data quarterly effective January 1, 2021. Further instructions for reporting quarterly data can be found in the [Supplemental Guide for Quarterly Filers](https://files.ffiec.cfpb.gov/documentation/supplemental-guide-for-quarterly-filers-for-2021.pdf).
a. Codes for individual calendar quarters (1-3) are used only by financial institutions required to report HMDA data quarterly effective January 1, 2021. Further instructions for reporting quarterly data can be found in the [Supplemental Guide for Quarterly Filers](https://s3.amazonaws.com/cfpb-hmda-public/prod/help/supplemental-guide-for-quarterly-filers-for-2021.pdf).

#### (1-5 to 1-11)[Paragraph 5(a)(3)(iii)—Contact Person](https://www.consumerfinance.gov/policy-compliance/rulemaking/regulations/1003/5/#a-3-iii)_._

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2 changes: 1 addition & 1 deletion fig_versioned_docs/version-2022/overview.mdx
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Expand Up @@ -212,7 +212,7 @@ Example: If the data covers calendar year 2021, enter 2021.

Code 4—Annual submissions for covered loans and applications with respect to which final action was taken from January 1 (01/01) and December 31 (12/31)

a. Codes for individual calendar quarters (1-3) are used only by financial institutions required to report HMDA data quarterly effective January 1, 2021. Further instructions for reporting quarterly data can be found in the [Supplemental Guide for Quarterly Filers](https://files.ffiec.cfpb.gov/documentation/supplemental-guide-for-quarterly-filers-for-2021.pdf).
a. Codes for individual calendar quarters (1-3) are used only by financial institutions required to report HMDA data quarterly effective January 1, 2021. Further instructions for reporting quarterly data can be found in the [Supplemental Guide for Quarterly Filers](https://s3.amazonaws.com/cfpb-hmda-public/prod/help/supplemental-guide-for-quarterly-filers-for-2021.pdf).

#### (1-5 to 1-11)[Paragraph 5(a)(3)(iii)—Contact Person](https://www.consumerfinance.gov/policy-compliance/rulemaking/regulations/1003/5/#a-3-iii)_._

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2 changes: 1 addition & 1 deletion fig_versioned_docs/version-2023/overview.mdx
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Expand Up @@ -201,7 +201,7 @@ Example: If the data covers calendar year 2023, enter 2023.

Code 4—Annual submissions for covered loans and applications with respect to which final action was taken from January 1 (01/01) and December 31 (12/31)

a. Codes for individual calendar quarters (1-3) are used only by financial institutions required to report HMDA data quarterly effective January 1, 2020. Further instructions for reporting quarterly data can be found in the [Supplemental Guide for Quarterly Filers](https://files.ffiec.cfpb.gov/documentation/supplemental-guide-for-quarterly-filers-for-2021.pdf).
a. Codes for individual calendar quarters (1-3) are used only by financial institutions required to report HMDA data quarterly effective January 1, 2020. Further instructions for reporting quarterly data can be found in the [Supplemental Guide for Quarterly Filers](https://s3.amazonaws.com/cfpb-hmda-public/prod/help/supplemental-guide-for-quarterly-filers-for-2021.pdf).


##### (1-5 to 1-11) [Paragraph 5(a)(3)(iii)—Contact Person](https://www.consumerfinance.gov/policy-compliance/rulemaking/regulations/1003/5/#a-3-iii)_._
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2 changes: 1 addition & 1 deletion fig_versioned_docs/version-2024/overview.mdx
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Expand Up @@ -223,7 +223,7 @@ Example: If the data covers calendar year 2024, enter 2024.

Code 4—Annual submissions for covered loans and applications with respect to which final action was taken from January 1 (01/01) and December 31 (12/31)

a. Codes for individual calendar quarters (1-3) are used only by financial institutions required to report HMDA data quarterly effective January 1, 2020. Further instructions for reporting quarterly data can be found in the [Supplemental Guide for Quarterly Filers](https://files.ffiec.cfpb.gov/documentation/supplemental-guide-for-quarterly-filers-for-2021.pdf).
a. Codes for individual calendar quarters (1-3) are used only by financial institutions required to report HMDA data quarterly effective January 1, 2020. Further instructions for reporting quarterly data can be found in the [Supplemental Guide for Quarterly Filers](https://s3.amazonaws.com/cfpb-hmda-public/prod/help/supplemental-guide-for-quarterly-filers-for-2021.pdf).


##### (1-5 to 1-11) [Paragraph 5(a)(3)(iii) — Contact Person](https://www.consumerfinance.gov/policy-compliance/rulemaking/regulations/1003/5/#a-3-iii)_._
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2 changes: 1 addition & 1 deletion fig_versioned_docs/version-2025/overview.mdx
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Expand Up @@ -221,7 +221,7 @@ Example: If the data covers calendar year 2025, enter 2025.

Code 4—Annual submissions for covered loans and applications with respect to which final action was taken from January 1 (01/01) and December 31 (12/31)

a. Codes for individual calendar quarters (1-3) are used only by financial institutions required to report HMDA data quarterly effective January 1, 2020. Further instructions for reporting quarterly data can be found in the [Supplemental Guide for Quarterly Filers](https://files.ffiec.cfpb.gov/documentation/supplemental-guide-for-quarterly-filers-for-2021.pdf).
a. Codes for individual calendar quarters (1-3) are used only by financial institutions required to report HMDA data quarterly effective January 1, 2020. Further instructions for reporting quarterly data can be found in the [Supplemental Guide for Quarterly Filers](https://s3.amazonaws.com/cfpb-hmda-public/prod/help/supplemental-guide-for-quarterly-filers-for-2021.pdf).


##### (1-5 to 1-11) [Paragraph 5(a)(3)(iii) — Contact Person](https://www.consumerfinance.gov/policy-compliance/rulemaking/regulations/1003/5/#a-3-iii)_._
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2 changes: 1 addition & 1 deletion fig_versioned_docs/version-2026/overview.mdx
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Expand Up @@ -222,7 +222,7 @@ Example: If the data covers calendar year 2026, enter 2026.

Code 4—Annual submissions for covered loans and applications with respect to which final action was taken from January 1 (01/01) and December 31 (12/31)

a. Codes for individual calendar quarters (1-3) are used only by financial institutions required to report HMDA data quarterly effective January 1, 2020. Further instructions for reporting quarterly data can be found in the [Supplemental Guide for Quarterly Filers](https://files.ffiec.cfpb.gov/documentation/supplemental-guide-for-quarterly-filers-for-2021.pdf).
a. Codes for individual calendar quarters (1-3) are used only by financial institutions required to report HMDA data quarterly effective January 1, 2020. Further instructions for reporting quarterly data can be found in the [Supplemental Guide for Quarterly Filers](https://s3.amazonaws.com/cfpb-hmda-public/prod/help/supplemental-guide-for-quarterly-filers-for-2021.pdf).


##### (1-5 to 1-11) [Paragraph 5(a)(3)(iii) — Contact Person](https://www.consumerfinance.gov/policy-compliance/rulemaking/regulations/1003/5/#a-3-iii)_._
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2 changes: 1 addition & 1 deletion kubernetes/hmda-documentation/templates/service.yaml
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Expand Up @@ -43,7 +43,7 @@ spec:
append: False
content-security-policy:
append: False
value: "default-src 'self' blob:; script-src 'self' 'unsafe-inline' blob: data: https://tagmanager.google.com https://www.googletagmanager.com https://www.google-analytics.com https://*.cfpb.gov https://www.consumerfinance.gov https://cdn.mouseflow.com; img-src 'self' blob: data: https://www.google-analytics.com https://raw.githubusercontent.com; style-src 'self' 'unsafe-inline' https://fonts.googleapis.com/; font-src 'self' data: https://fonts.gstatic.com/; object-src 'none'; frame-src 'self' https://www.youtube.com/ https://ffiec.cfpb.gov/; connect-src 'self' https://*.cfpb.gov https://www.consumerfinance.gov https://raw.githubusercontent.com https://ffiec.beta.cfpb.gov https://ffiec.cfpb.gov https://*.mapbox.com https://www.google-analytics.com https://s3.amazonaws.com https://files.ffiec.cfpb.gov https://*.algolia.net https://stats.g.doubleclick.net;"
value: "default-src 'self' blob:; script-src 'self' 'unsafe-inline' blob: data: https://tagmanager.google.com https://www.googletagmanager.com https://www.google-analytics.com https://*.cfpb.gov https://www.consumerfinance.gov https://cdn.mouseflow.com; img-src 'self' blob: data: https://www.google-analytics.com https://raw.githubusercontent.com; style-src 'self' 'unsafe-inline' https://fonts.googleapis.com/; font-src 'self' data: https://fonts.gstatic.com/; object-src 'none'; frame-src 'self' https://www.youtube.com/ https://ffiec.cfpb.gov/; connect-src 'self' https://*.cfpb.gov https://www.consumerfinance.gov https://raw.githubusercontent.com https://ffiec.beta.cfpb.gov https://ffiec.cfpb.gov https://*.mapbox.com https://www.google-analytics.com https://s3.amazonaws.com https://*.algolia.net https://stats.g.doubleclick.net;"
permissions-policy:
value: "autoplay=(), encrypted-media=(), fullscreen=(), geolocation=(), microphone=(), midi=()"
Strict-Transport-Security:
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