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Updated 2017-02-03-best-credit-cards-for-latinos.md #1

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Updated 2017-02-03-best-credit-cards-for-latinos.md #1

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22 changes: 11 additions & 11 deletions _posts/2017-02-03-best-credit-cards-for-latinos.md
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Expand Up @@ -58,9 +58,9 @@ For most consumers, the most important thing in a credit card is affordability.

| **Card Name** | **APR** | **Annual fee** |
|---------------------------------------------------------|-------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Capital One VentureOne | 12.49% - 22.49% | $0 |
| Discover it Cashback Match | 11.49% - 23.49% | $0 |
| BankAmericard | 11.49% - 21.49% | $0 |
| [Capital One VentureOne](https://www.capitalone.com/credit-cards/ventureone/) | 12.49% - 22.49% | $0 |
| [Discover it Cashback Match](https://www.discover.com/credit-cards/cash-back/it-card.html) | 11.49% - 23.49% | $0 |
| [BankAmericard](https://www.bankofamerica.com/credit-cards/products/bankamericard-credit-card/) | 11.49% - 21.49% | $0 |


The interest rates shown are all variable – meaning that the card company has the right to raise (or lower) the APR as they see fit. The majority of credit card APRs are variable, so it is important to read the fine print before signing on the dotted line. We show an APR range in the table above. If you have a high credit score, credit card companies will generally issue you a lower APR. If your credit score is low, you will receive a higher APR. Not sure where your credit score stands? [Read our article](http://supermonedero.com/2017-01-26-credit-score-101/) covering the ins and outs of how credit scores work.
Expand All @@ -72,9 +72,9 @@ If you are looking to establish credit history, or repair bad credit, consider t

| **Card Name** | **APR** | **Credit Range Recommended** |
|---------------------------------------------------------|-------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| First Progress Platinum Elite | 19.99% | 350 - 629 |
| Capital One Secured MasterCard | 24.99% | 250 – 629 |
| Discover it Secured Card | 23.49% | 250 - 689 |
| [First Progress Platinum Elite](https://www.firstprogress.com/card_options) | 19.99% | 350 - 629 |
| [Capital One Secured MasterCard](https://www.capitalone.com/credit-cards/secured-mastercard/) | 24.99% | 250 – 629 |
| [Discover it Secured Card](https://www.discover.com/credit-cards/secured/) | 23.49% | 250 - 689 |


All three of these cards are secured cards, meaning you will need to put down a deposit with the card company before you can make any purchases. In the event you can’t pay back your balance, the card company will take this deposit in order to recover the funds they are owed. This deposit, and the relatively high APRs associated with these cards, are reflective of the card companies risk in issuing the card to an individual with poor or non-existent credit.
Expand All @@ -86,8 +86,8 @@ For many families, generating airline mileage points for their expenses can be a

| **Card Name** | **Travel Reward** | **Mileage Bonus** | **APR** |
|---------------------------------------------------------|-------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Discover it Miles | 1.5 miles for every $1 | Zero | 11.49% - 23.49% |
| Capital One Venture Rewards | 2 miles for every $1 | 40,000 miles after spending $3,000 within three months |13.49% - 23.49%
| [Discover it Miles](https://www.discover.com/credit-cards/travel/miles-card.html) | 1.5 miles for every $1 | Zero | 11.49% - 23.49% |
| [Capital One Venture Rewards](https://www.capitalone.com/credit-cards/venture/) | 2 miles for every $1 | 40,000 miles after spending $3,000 within three months |13.49% - 23.49%

Another item to consider when choosing a travel rewards card, is which airline your family typically uses when traveling. If you and your family mostly fly Delta, ensure that the card miles you earn are valid through Delta. If you mostly fly United, find a card which has partnered with United.

Expand All @@ -97,9 +97,9 @@ The idea behind cash back cards is that you accrue cash as you use your card. Th

| **Card Name** | **Cash Back Rate** | **Bonus Offers** | **Credit Range Recommended** |
|---------------------------------------------------------|-------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Discover it Cashback Match | 1.00% | Cash back match on first-year purchases | 690 – 850
| Blue Cash Preferred | 1.00% | $150 cash back after $1,000 spent in first three months | 690 – 850 |
| Cash Freedom Unlimited | 1.50% | $150 cash back after $500 spent in first three months | 690 – 850 |
| [Discover it Cashback Match](https://www.discover.com/credit-cards/cash-back/it-card.html) | 1.00% | Cash back match on first-year purchases | 690 – 850
| [Blue Cash Preferred](https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/) | 1.00% | $150 cash back after $1,000 spent in first three months | 690 – 850 |
| [Cash Freedom Unlimited](https://creditcards.chase.com/credit-cards/chase-freedom-unlimited2?CELL=6309&RAF2=FH24R8) | 1.50% | $150 cash back after $500 spent in first three months | 690 – 850 |



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