Account Aggregator Ecosystem API Specifications and FI Schemas.

👓 Awesome AA: a curated list of awesome resources, frameworks, libraries and software for the Account Aggregator ecosystem.

The project aims to simplify the usage of ECC curve (curve25519) with Diffie-Hellman Key exchange. The work is inline with the Account Aggregator Specification.

Self-hosted personal finance analytics dashboard and account aggregator.

⛽ FIUL - Financial Information User Layer, is an open source java based implementation for Account Aggregator FIUs designed with performance, security and privacy in mind.

Certification framework for all Account Aggregator participants.

unofficial cli client for https://fold.money, which essentially enables you to fetch your banking transactions into a sql database and/or a ledger file

API Best Practices, Security Policies, and Standards for Account Aggregator ecosystem.

Guidelines for interaction between FIU and AA on the user’s device.

Account Aggregator to fetch financial information

22,000-word open-source manifesto on AI-native personal finance in India. 10 chapters, 5 product specs, full system architecture.

Agentic Financial Co-Pilot on Telegram. Uses GenAI (Groq/Llama3) + Account Aggregator to track expenses, set goals, and curb impulse spending via behavioral nudges. Built with FastAPI, Redis, and PostgreSQL.

AI/ML credit underwriting engine for credit-invisible MSMEs using alternate data (GST, Account Aggregator, UPI, EPFO). Built with XGBoost and SHAP for explainable, real-time risk assessment. Seamlessly integrates with India's public digital lending rails (ULI & OCEN frameworks).

The package facilitates the integration with Account Aggregator Central Registry Hosted by Sahamati.

NAADI - AI-native MSME Financial Health Card + agentic underwriting copilot. Live demo: naadi-kappa.vercel.app | IDBI Innovate 2026, Track 03

SaakhScore — explainable MSME Financial Health Card for IDBI Innovate 2026 (PS3). Live demo, 162 automated tests, PD model validated on real small-business outcomes with a true temporal holdout.

Production-grade TypeScript SDK for the Setu API Platform (UPI, BBPS, KYC, AA, eSign)

Meet your finance copilot: a platform that fuses Setu Account Aggregator with AI to turn raw financial data into clear, actionable insights. Consent‑based access, visualization‑ready transactions, and 🤖 natural‑language Q&A (“Where did I spend the most last month?”). Explore patterns, spot anomalies, and understand your money

Setu (Pine Labs) — embedded finance API infrastructure for India

Managing all interactions with AA + providing AA orchestration for clients.